Knowledge base
Situations
Can I sell my house if I still have a mortgage?
Yes. You can sell a house that still has a mortgage — the remaining loan balance is simply paid off from the sale proceeds at closing, and you keep whatever is left.
The title company handles the payoff directly with your lender as part of closing, so you don't have to coordinate it yourself.
If you owe more than the home is worth, talk to your operator early — there are still options, including working with your lender on a short sale.
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